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, families added an average of 6 to their credit card balances due to gifts, décor, and travel.

With interest charges, that amount can balloon, making it difficult to pay down the principal.

And yes, I do believe it can be a good idea as long as you do your homework and choose the option that will work best for you.

Simply transfer the balances of any non-Westpac business credit, charge or store card to your Westpac Altitude Business credit card.

Remember, you will not gain the benefit of any interest free period on credit purchases until the balance (including any balance transfer amount) is paid in full by the statement due date each month.

Many people struggle to pay off their debt for months after the holidays.

It’s not uncommon for some families to still be making payments in the summer for presents they purchased months before.

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Please verify your new account details by sending us copies (ID-card and proof of address) to KYC(at).

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